Rental Car

Many people ask if they need insurance for their rental car. The answer is a flat out yes; you do need rental car insurance. There are some cases that your present car insurance is sufficient for a rental car, as well. You must check to see that you have adequate coverage to cover your rental car. You need to be in touch with your insurance company to find out how much coverage you already have. In most cases, if you are not using the car for business purposes, your present insurance will cover the rental car. You need to check the specifics and make sure you have comprehensive insurance to cover your rental car. Check also with your credit card company and find out which type of insurance coverage they offer for a rental car. Be aware that the levels of coverage vary. If you do not have sufficient insurance you can purchase an insurance policy at the rental car office. Rental car counter insurance will offer you the following coverage: collision damage waiver, liability insurance, personal accident insurance and personal effects coverage. Some rental car companies provide full polices making certain that you will be covered for all your necessary needs. Depending on the rental car company, state and the type of car you rent the cost of insurance at the rental car counter will vary. For your information the rental car companies may check your financial credit and driving history and can deny you coverage. It is recommended to check with the rental car company to find out its policy.